Sunday, August 31, 2008

Holiday Insurance - Cheap Holiday Insurance - Travel Insurance - Instant Holiday Insurance

Instant Holiday Insurance is one of the UK's largest independent travel insurance company selling cheap travel insurance products, holiday insurance, medical and general insurance services. Instant Holiday Insurance is a trading partnered with of Essential Travel Ltd, who are authorised & regulated by the Financial Services Authority No. 300175

Our Holiday Insurance Web combines great value with comprehensive cover. We cover you for lost or delayed luggage, lost cash, passport and other personal documents plus emergency treatment. We established to offer UK customers comprehensive holiday insurance at competitive low prices. The travel insurance policy will cover you for any medical expenses that you incur should you be involved in an accident or become ill and require hospitalisation. Apart from medical expenses the policy should also cover things like; legal expenses, cancellation & curtailment,loss of money, baggage, passport, etc. and personal liability. Probably the main thing to consider is to make sure you are covered for any activity that you intend to undertake so that you and your equipment are covered while participating,e.g. skiing, scuba diving etc. Travel insurance in an instance without any hassle and with totally safe online transaction from start to finish.

We have a range of products including single trip holiday insurance, long stay holiday insurance, annual multi trip holiday insurance, ski holiday insurance and more for individuals, couples and families for a matter of months and need adequate cover at resonable rates.

We have partnered with Essential Travel to offer you fantastic deals on Travel Insurance. Essential Travel has teamed up with AXA Insurance UK plc to help provide you complete peace of mind on your holiday. We also offer family insurance and World Wide Travel Insurance online for UK holiday makers. Single Trip travel insurance is perfect cover if you are off on one holiday or escaping on a short break. If you are planning to travel a few times this year then an annual policy offers you both convenience and value for money. Our service specialist was set up with one main aim to provide convenient high value cover at the lowest prices possible.

You can easily get instant online holiday insurance quote where you can select your insurance package, date of travel, which could be for Europe or worldwide. Once package is selected,you can then enter your credit card details and get print off of your travel insurance policy and cover details immediately. Insurance certificate will reach to you either by email or by regular post.

Enjoy your holiday and be safe during holiday by getting insured with instant holiday insurance.

Ski Travel Insurance – 5 Reasons Why You Need It

Every year, millions of people go skiing around the world, and despite the wide availability of cheap ski travel insurance there are still many who travel without full cover. There are plenty of things that go wrong on a skiing holiday, ranging from injury and equipment loss to bad weather and cancellation costs, and while it’s easy to say "it won’t happen to me", you can face enormous costs if run into trouble without insurance. Here are five good reasons why you should invest in some decent ski travel insurance before your next trip abroad.

You have to cancel your holiday…

Your flights are booked, your accommodation is sorted, and you are ready to go – but something forces you to cancel the trip. It could be an illness or death in the family, a sudden patch of bad weather at your destination that renders travel impossible, or one of a dozen other reasons. If this happens, you’d better have good insurance; a skiing holiday can be an expensive event to cancel at the last minute, but ski travel insurance will cover your cancellation costs.

You are injured…

The danger of skiing is part of the thrill for many, but it could be a costly thrill if you don’t have insurance. If you are in Europe, your E111 card will only provide you with a discount on healthcare, and often medical treatment will take place at the ski lodge’s private clinic, where the E111 will not help at all. If you are in Canada or America, your medical bills could be enormous – an uninsured skier can expect to pay up to £25,000 to treat a broken leg in the USA. Even cheap ski travel insurance will provide you with significant cover for medical costs, and it is well worth paying for.

The slopes are closed by bad weather…

Nothing is more frustrating than being kept off the slopes by bad weather while on a skiing holiday, but insurance can at least help lessen the damage to your wallet. Most ski travel insurance will reimburse your costs if you can’t ski for two or more days due to bad weather, covering the cost of lift passes, ski school fees, and any other expenses you suffer.

You lose your equipment…

There is always the chance that you will misplace some of your equipment while on a skiing holiday, through loss, damage or even theft. Good quality skiing equipment can cost plenty to replace, so make sure that your ski travel insurance will fully cover the value of anything that you take.

You need to be rescued…

Whether it is through injury, bad weather, broken equipment or an off-piste adventure gone wrong, there’s always the danger that you’ll find yourself stuck on the slopes. This happens more often than you’d think – over 50,000 skiers a year are rescued from the French Alps alone. With the total cost of a helicopter rescue running at around £4000, if it happens and you aren’t covered, you’ll wish that you’d invested in some cheap ski travel insurance!